What Should I Do If My Insurance Company Claims Fraud Or Arson After My House Fire?
What if your insurer alleges fraud or arson after a fire? True arson and fraud are rare, explains Pierce County, Washington fire-loss attorney Spencer Freeman, yet insurers still refer claims to their special investigations unit over red flags. Many such probes involve no wrongdoing. If the insurer wrongly makes that determination, it has breached its duty—opening a bad-faith claim.
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Answered by Spencer Freeman · Pierce County, WA
Highlights
Frequently Asked Questions
What if your insurer alleges fraud or arson?
True arson and fraud are rare, yet insurers still refer claims to their special investigations unit over red flags, and many such probes involve no wrongdoing.
What if the insurer is wrong?
A fraud accusation feels like being charged with a crime, and if the insurer wrongly makes that determination it has breached its duty, opening a bad-faith claim.
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